The Round Up is Calculated as the Number of Cents to the Next Whole Dollar.
The “change” or round up is calculated as the number of cents to the next whole dollar. For example, if you bought a cup of coffee for $1.70, the app would add $0.30 of “change” to your running tally for the month. Had the coffee cost $1.15, the change would have been $0.85. If the coffee had been $2.00 then you can set your Whole Dollar Roundup Amount either in Settings or on your Home Screen. By default, this is set to $0.